Local-first retirement planning

Portfolio Laboratory

Build a practical model of your portfolio, inspect the tax buckets, import or export CSV holdings, and stress-test retirement spending with Monte Carlo projections. Estimates are provided as-is with no guarantees.

No guarantees. This planner is a simplified educational estimate. It is not financial, investment, legal, tax, payroll, or accounting advice, and it should not be treated as a recommendation to buy, sell, hold, rebalance, retire, or change withholding.

Demo portfolio loaded. Import a CSV or edit rows directly.

Portfolio

Accounts and Holdings

0 holdings
Account Type Holding Asset Balance Basis Contribution Return % Vol %

Plan

Assumptions

Results

Retirement Readiness

0 simulations

Probability of success

0% Portfolio avoids depletion through end age.

Target at retirement

0% Chance of reaching target in today's dollars.

Total portfolio

$0 $0 contributed annually.

Weighted assumptions

0% 0% volatility.

Account Buckets

Asset Allocation

Projected Balances

P10
P50
P90
Retirement nominal
$0
$0
$0
Retirement real
$0
$0
$0
End nominal
$0
$0
$0
End real
$0
$0
$0